Are You Using Credit Cards? Don’t Forget To Read These Essentials

| September 6 , 2017 , 15:50 IST

People belonging to the working class can understand the pain of running cashless in mid-month or at the end of the month. 

Purchase of essentials during this ‘lean’ period is only possible if you have a credit card in your wallet. This plastic money acts as a saviour in everyone’s day to day life as one can buy almost anything, anytime.

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But, as we all know with the bunch of liberties comes a long list of responsibilities. Don’t worry, this article is not to scare you from your right to use credit cards but to develop a sense of responsibility while using a credit card so that you don’t face any problem while swapping it next time. 

Here is a list of basic rules (Checklist) that needs to be taken care if you are a credit card user:

Failure In Future Credit Roles

If you missing the deadline to pay the outstanding bill amount placed against your credit card, you are in negative credit scores that may affect your borrowing potentials for future. Even, if you are not repaying it on time, get ready for the high interest to be charged along with the current unpaid amount till due date.

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Never Leave The Outstanding Bills Unpaid

Credit card users must be aware about the minimum amount generated after the transaction. You should pay off the outstanding bills to avoid the over burden of unpaid amount on you.

Read The Bank Policies Before Using The Credit Card

Every company has various policies regarding their credit card and their users. If you are going to use it for the first time, please read the company policies properly to avoid any unwanted financial issues in the future.

Draw Your Limitations

While using credit cards, you should fix the credit limit as per your needs and potential to pay them off. This will be beneficial in your future to freely purchase your requirements.


this is the way we can look for the free credit card numbers online here.